kuda bank review

Kuda Bank Review – All You Need To Know

Hey! Welcome back to Naijacloud. Today we’re going to look into the complete Kuda Bank Review, my personal experience, and the reason why I believe you must give them a try.

KudaBank has been available for a while, but they gain recognition after the sponsorship of one of the best reality Tv show in Nigeria { Big brother naija}.

kuda bank review

I have been using Kuda bank since the very beginning of this year and I can boldly say they are wowing me.

I wrote this Kuda Bank Review based on my personal experience, want to know what I love above Kuda Bank?

Then let start the Kuda Bank Review

What is Kuda Bank?

According to Kuda, Kuda is a free, digital-only bank licensed by the Central Bank of Nigeria.

Kuda Bank is licensed by CBN, am sure you know what that means? It means your money is totally safe with them.

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One thing I love about KudaBank is that it isn’t like other Nigerian banks where you save money and your balance gets deducted for no reason.

Some months ago I wrote a post on top money Saving apps, you can quickly go through it.

Want to know my personal Kuda Bank Review? Check the next headline below.

Kuda Bank Review – My Personal Experience

As I have said earlier that Kuda Bank is not like other banks that deduct your money for no reasons.

Let me make you laugh a little bit. The screenshot below shows a bank deducting N4500 from a customer’s account for account maintenance.

kuda bank review
Source – Twitter

That’s funny, right? Lol 😂.

Now back to our Kuda Bank Review, KudaBank is not like other banks that deducts your balance reason. I have been using the app for a long time.

The only con I know you might have using KudaBank is that they don’t have a physical branch, but guess what? Kuda delivers your ATM card to you.

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There are some quick things I think you might need to know about KudaBank before we continue, which are;

  • Kuda don’t charge card maintenance or account maintenance fees
  • Kuda gives up to 25 free transfers to other banks every month. Extra transfers cost just 10 Naira each.
  • You get free withdrawals at over 3,000 ATMs across Nigeria.

And many moreeeeeeee… KudaBank is not only for baking, you can also use the platform for saving. You get up to 15% annual interest on your savings.

Now can you see the reason why the world is vibing Kuda Bank? What are you waiting for?

Now tap this blue link to download the KudaBank app and join the elites.

How Can I Download the Kuda Bank app?

Another great thing I know you can get in exchange for this app is because it’s light.

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The app is just 5MB and it’s available on all app stores. Currently, as at the point of writing this Kuda Bank Review, the app has 100k downloads ob play store with positive reviews.

What are you waiting for? Download the app and start earning cash backs.

Is KudaBank Safe?

Let me give a quick answer, Yes! KudaBank is safe.
Your money is totally safe with them. They are licensed and approved by CBN.

In terms of security, they are secure. You can visit their website by tapping this blue link to know more about Kuda Bank.


Hope you enjoyed my Kuda Bank Review? That’s all for now.

I promise to update this post whenever I found any. You can quickly follow us via any of our social media below to get our top-notch post updates. Don’t forget to share it with friends.


  • Adekiya Joscor

    Am a Tech blogger | Content Writer | Website designer | Freelancer | YouTuber. Need any of my help? Use any of the social handles below to get to me.

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